Built on Arc L1 · Circle Economic OS

SETTLO

Settlo is a permissionless payroll protocol built on Arc Network. Organisations of any size can stream wages, schedule batch disbursements, and auto-compound idle treasury into high-yield vaults, all settled in USDC with sub-second finality and zero counterparty risk.

Settlo · Stablecoin · 2025
  • ✦ Real-time salary streaming — pay per second, not per month
  • ✦ Dual-vault yield engine — Flexible 8.5% APY or Locked 14.2% APY
  • ✦ Multi-sig treasury — threshold approvals and on-chain audit trail
  • ✦ Arc Network native — gas-free USDC with instant cross-border settlement
Launch App View Vault
Network: Arc Testnet
Chain ID: 2911
Token: USDC Native
$2.4M TVL
14.2% Best APY
320+ Teams
0s Finality
01 Overview
💵
Total Disbursed
$284,910
↑ 12.4% this month
👥
Active Employees
47
↑ 3 added this week
🔄
Currencies Supported
9
USDC, EURC, JPYC, BRL +5
⚡
Avg Settlement
0.38s
↑ Arc finality
April 2026 Payroll Run
Processing
34 of 47 transactions confirmed$198,450 of $284,910 sent
✓ FX Quotes Fetched
✓ Batch Signed
⟳ Broadcasting TXs
○ Confirmations
○ Report Generated

Team Roster

EmployeeRoleCurrency MonthlyStatus
AK
Aiko Kimura
0x3f4a...b28c
 Lead Engineer JPYC
¥850,000
≈ $5,620 USDC
 Active
MS
Marco Silva
0x7c21...e94f
 Product Designer BRL
R$ 18,000
≈ $3,200 USDC
 Sending
LP
Léa Perrin
0x9d55...a71b
 Growth Lead EURC
€4,800
≈ $5,184 USDC
 Active
RN
Raj Nair
0x1b88...c33d
 Backend Dev USDC
$6,000
Direct USDC
 Active
TW
Tom Walsh
0x4e92...f110
 Smart Contract Dev USDC
$7,500
Direct USDC
 Pending

Live FX Rates

Arc Engine
🇺🇸🇯🇵
USDC to JPYC
USD/JPY
151.24
↑ +0.12%
🇺🇸🇪🇺
USDC to EURC
USD/EUR
0.9250
↓ -0.04%
🇺🇸🇧🇷
USDC to BRL
USD/BRL
5.6140
↑ +0.31%
🇺🇸🇰🇷
USDC to KRW
USD/KRW
1,328.5
→ 0.00%
🇺🇸🇦🇺
USDC to AUDC
USD/AUD
1.5320
↓ -0.08%
Block Time
0.38s
Nominal
Gas Fee
$0.001
USDC native
TX/s
2,840
Live
Finality
1-block
Deterministic

New Payroll Run

May 2026
Schedule
Pay Date
Source Treasury
FX Preview
$284,910
USDC · Source
Arc FX Engine
9 currencies
Auto-converted
Privacy Mode
🔒 Shield transaction details
Amounts and recipients hidden on-chain. Auditable via ZK proof.
Batch Note
Est. total gas: $0.047 · ~0.4s finality · 47 recipients

Transaction History

Monthly Disbursement (USDC)
NovDecJanFebMarApr
↗
April Payroll Batch · 47 recipients
0x4fa2...8c1b · Processing
Just now
-$284,910
47 txs · 9 currencies
↗
March Payroll Batch · 44 recipients
0x9cc4...3d70
Apr 1
-$271,340
44 txs · 8 currencies
↙
Treasury Top-up · Binance OTC
0x2ab1...f443
Mar 28
+$500,000
USDC
↗
Feb Payroll Batch · 44 recipients
0x7be3...1a92
Mar 1
-$268,100
44 txs · 8 currencies
↗
Contractor Payment · 3 wallets
0x5dc0...8e21
Feb 18
-$14,500
3 txs · USDC
02 Vault
🏦
Total Vault TVL
$0.00
↑ earning now
💎
Total Earned
$0.00
↑ accumulating
⏳
Next Payout
Daily
Auto-compounding
Settlo Yield Vault
Deposit idle USDC and earn yield while your payroll treasury sits. Flexible withdrawals anytime or lock for boosted APY. Powered by Arc's native settlement layer.
8.5%
Flexible APY
14.2%
Locked APY
$2.1M
Protocol TVL
Flexible Vault
Withdraw anytime · No lockup · Daily yield
M
MORPHO · ARC TESTNET
8.5%
APY
Your Deposited Balance
$0.00
0.000000 USDC
Earnings accumulating
Since deposit · real-time
+$0.000000
Daily earnings~$5.82
Monthly projection~$177.08
Annual projection~$2,125.00
LockupNone — withdraw anytime
Yield sourceArc treasury yield
Vault contract0x9406...815d ↗
USDC contract0x3600...0000 ↗
StandardERC-20 transfer · Arc Testnet
Locked Vault
Lock for boosted yield · Higher APY
M
MORPHO · ARC TESTNET
14.2%
APY
Your Locked Balance
$0.00
No active lock
Earnings accumulating
Boosted · real-time
+$0.000000
Selected period30 days
Daily earnings~$9.02
At maturity~$270.72
Early exit penalty10% of earned yield
Yield sourceArc treasury yield + lock boost
Treasury wallet0x9406...815d ↗
StandardERC-20 transfer · Arc Testnet

Vault Activity

Live
No activity yet · Deposit to get started